Health Insurance Requirements

Under the Massachusetts Mandatory Health Insurance Law, each college must require all students carrying nine credits or more in the Day or DCE Divisions to participate in the student health insurance program or in a health insurance program with comparable coverage. The premium charge for Cape Cod Community College Health Insurance Plan will appear on your bill.

Students of Cape Cod Community College will be insured by Blue Cross Blue Shield. If you have comparable coverage you must waive participation in the Cape Cod Community College Insurance Plan.

If you decide to waive coverage, you will need to complete the online waiver form at www.gallagherstudent.com/cccc or by clicking the button below. A complete brochure is available from this link as well as the waiver form.

Online Waiver Form

Important Note: All waivers must be completed by the due date of the bill, or prior to the opening of College, otherwise the charge will remain on your bill and payment will be required.

The premium for Fall Semester Health Insurance is $3,461, which is the period between September 1, 2023 through August 31, 2024. Full time students will receive a card once their insurance is paid in full and after their information is sent by Cape Cod Community College to Gallagher Students.

The premium for Spring Semester Health Insurance is $2,309, which is the period between January 1, 2024 through August 31, 2024.

International Students

"Coverage by insurance carriers outside the U.S. and coverage by foreign National Health Service programs are deemed not to be comparable to coverage under a qualifying student health insurance program. Students with foreign health coverage, other than students who are enrolled in a program requiring health insurance, and students whose coverage is embassy-sponsored that provides comparable coverage, must participate in the Qualifying Student Health Insurance Program." 114.6CMR 3.04 (3) (c).